On June 15, Bank of Fullerton village banks chairman Wang Xiaoming guest Xinhua, rural banks in promoting the role and practice of inclusive financial aspects of inclusive financial explore topics such as Chinese-style with global users to share and exchange it. He believes that the future, inclusive finance financial innovation will be the core outlet.
“The new inclusive financial body constantly appear, in fact, this is an innovation in itself, in addition to monetary policy and regulatory policy as binding inclusive finance for development, as recently introduced a series of policies are actually innovative performance I cite a few examples, such as deposit insurance system, which is a major institution of monetary policy innovation, innovation is of course China, foreign countries is implemented for many years. a lot of people say that the deposit insurance system for who is the most favorable? in fact for us small banks are the most favorable, because after having deposit insurance system, it means that depositors 500,000 among credit to our credit and large state-owned banks are the same, so would facilitate the absorption of small and medium financial liabilities subject, I talked about the high cost, this is a cost problem, and then do with this credit guarantee for reducing debt costs, improve debt source is helpful. “Wang Xiaoming scene said in an interview.
He said that the recent investment and loans linkage is a hot spot, which is for a number of high-tech small and micro businesses, you have to say a big high-tech innovator is never lack of funds, but in fact personal technology innovation is always a large number , it is more needed. The loan-linked investment bank itself how reasonably match the benefits and risks, providing services in science and technology enterprises which have a good system design.
Also will be more abundant on the ways and means of means, Wang Xiaoming, for example, is now available as a small micro-finance business enterprise, like Ali Financial Group, in the past it is a business enterprise, but it is now rooted in the financial companies which more, because it is done when the concept of the internet platform, the best is to have Ali Alipay, there are electronic business platform, there are a lot of big data, it can be based on these data that many customers in the electricity business inside, in the electricity supplier which customers are some of the individual businesses, relatively speaking, is in the past the lack of financial support, and it is because of the scientific and technological means of support, we have the confidence and confidence increase means and methods of the service.